How It Works

If the house requires work, we will rehab the property using local and experienced contractors. Let’s be honest with ourselves, sometimes there just is not a match. If the house is not a property, we would choose to buy from you with a cash offer, we will open discussions to see if we can leverage financial strategies that satisfy the financial needs of both the seller and Harper Homes LLC.

Yes, some of the homes we purchase are at a discount, but that is not always the case. We understand that not every home needs a face lift or rehab. Each home and every seller’s situation are a bit unique. This is where our financial expertise comes in. We often can use creative financial strategies to satisfy what the sellers are open to. (Review the next question and answer to what this means)
If the type of property entails an all-cash offer, we offer the following incentives that usually come with a cash offer: Rapid closings (no waiting for financing), and no time, effort or expense is required on your part to fix the property and you pay agent fees. Inspections are not required to receive an offer on your home.

Our first offer is always an all-cash offer. The all encompassing approach is to look at several factors to include local and recent sales, what condition these homes were in when they sold, what condition your property is in, how much will it cost to rehab, what are the risks that we could experience when fixing the property, what the bank loan costs are to secure the funds to purchase this property, how long a home in this market takes to sell on average, and what other fees we as the investor have to take on in order to close this contract (yes we have to pay and account for seller and buyer commissions and closing costs, so that you don’t have to)

If the cash offer does not work for the seller, we utilize what we in the investment industry refer to as creative finance negotiations. We have to really understand what your motivations are when you are selling your home. After all, if we don’t understand what you need or want, how can we satisfy your financial needs from selling your home? Then we look at all of the following (local rents, existing mortgage balances, property taxes and insurance rates, sellers’ desired down payment and what our financial goals if we undertook this investment and what might be a reasonable financial investment in that local area., Then the magic and negotiations start. We are artists in our own fashion. We look at all this and carefully massage a solution that puts you first. Trust me, it’s not that complicated. We will show you the details when we get there.

To receive a cash offer from us, you will not have to pay for any fees, commissions or the like. We’ll make you an offer, and if it’s a fit then we’ll buy your house. We cover the closing costs as well. No hassle. No fees for you. We make our money when the deal closes. Our priority is helping you navigate through the selling process, so let us focus on that first.

Listing w/ a realtor?
– Mindset is set it and forget it (they expect buyers to come to them since your listing is on the MLS)
– Passive approach vs active approach to looking for buyers
– Commissions drive the level of effort they put in to assist you.
– Often if your property needs a rehab, they price it well above market price for that condition of home, therefore leaving out the proper type of buyers, house stays on market long and then you have bottom feeders looking to get lucky
– The great majority of realtors have no clue about creative finance strategies that often are the solution to many home sellers (again, ignoring the sellers needs and focusing on commissions and leaving more buyers of the equation)
– Some are virtual and therefore cannot help you to gauge the value of your home to price it properly (This is called wishful thinking). They rely on you telling them everything and you putting in all the work to sell your home.
– Requires a longer time frame for buyers to close on your house.
Selling to Harper Homes LLC (of Virginia)
– Faster closing process
– Many times, we can provide an all-cash offer.
– Our creative financial solutions regularly and often help homeowners whom a cash offer doesn’t work (i.e. we have more than 1 solution for you)
– We are active investors, which means we literally have to put in the work to buy your home
– We take care of the ugly work (rehab the property, the uglier the better)
– Look at our history (we have worked for and with communities before we ever cared about the bottom line. We served in the military and treated patients in major city hospitals) prior to engaging real estate clients. We truly care for you.
– We are not driven by commissions to assist you in the home selling process

Real estate agents list properties and hope that someone will buy them. The agent shows the properties to prospective buyers if there are any (the average time to sell a property in many markets right now is several months) and then take a percentage of the sale price if they find a buyer. Oftentimes, the agent’s commission is 3-6% of the sale price of your house (so if it’s a $100,000 house, you’ll pay between $3,000 – $6,000 in commissions to an agent). Agents provide a great service for those that can wait several months to sell and who don’t mind giving up some of that sale price to pay for the commissions. But that’s where we’re different: We’re not agents, we’re home buyers. Our company actually buys houses. We don’t list houses. Since we’re actually the one buying the house from you, and we pay with all cash… we can make a decision to buy your house within a couple of days (sometimes the same day). Again, we make our living by taking the risk to buy the house with our own cash, repair the house, and market it ourselves to find a buyer (which is the hard part in this market).

There is absolutely zero obligation for you. Once you tell us a bit about your property, we’ll take a look at the details and quickly know if it’s something we’d like to buy from you. If not, we will be honest. We are not here to make false promises. We offer a fair price. From there, it’s 100% your decision on whether you’d like to sell your house to us, and we won’t hassle you, and certainly won’t harass you. If we can make you happy, we’re hoping you can share our information with others who may be open to selling their homes, hence we make it our priority to treat you as you deserve to be treated. Your contact info and reason for selling is personal and we understand that.